Mobile App Games – Cash Apps That Pay Real Money

What are the best free game apps that pay real money?

For mobile phone players, these fun-based apps are hugely popular, indicating that many players looking to get paid to play games rate them highly.  You certainly won’t be winning vast sums of money, and the best way to think of these types of apps is as a bit of fun with some potential for making extra cash. They are normally safe to play, though, with each of the major app stores having safeguards in place to protect users from scams or rogue game operators. Google Play is one app store with a pretty robust published policy around real-money gambling apps, ads related to real-money gambling, loyalty programs with gamified outcomes, and daily fantasy sports apps. These are all legit games that pay real money, although some you can play just for fun if you want. Based on their entertainment value, availability across operating systems, and game genre, the list of the best cash prize game apps includes:

1. Blackout Bingo
2. Lucky Block
3. Swagbucks
4. Axie Infinity
5. Long Game
6. Gamehag
7. Wealth Words
8. Givling
9. Klondike Solitaire
10. 8-Ball Pool
11. 21 Blitz
12. Lucky Day
13. Spin Royale
14. Gamee
15. WSOP Real Money Poker

Note the list above is not fully exhaustive, and if any of these games don’t take your interest, you could also try:

• Pulsz: Fun slots and casino – a high-quality social casino experience with over 300 social casino games, including slots, poker and roulette.
• Inboxdollars – free rewards app with a lengthy history in the online gaming industry.
• Mistplay – discover new games and get rewarded while playing.
• Lucktastic – a fun and free way to win real cash and prizes and earn rewards.
• Dominoes Gold – play the classic board game dominos for real-world prizes.
• Bananatic – play and test free online games. Write game reviews. Complete in-game quests to win virtual currency.
• Match to win – 100% free money-making app where you can play for cash and win real rewards.
• Royal Slots – play the thrilling Royal casino slot machines with a 20M slots welcome bonus for free.
• Solitaire Cash – a free app that lets you compete with other players at the same skill level for the opportunity to earn cash prizes.
• Solitaire Cube – compete in large cash tournaments and head-to-head competitions with valuable prizes.
• Big Time Cash – popular app where you can make real money playing video games.

Will these apps pay out instantly?

Gaming on some of these apps can be turned into cold, hard cash or gift cards instantly or after you’ve built up a solid positive account balance. Indeed, playing on cash prize apps is one of the most promising ways to win money online instantly. It’s not perfect, though. Given you’ll typically be building up cash in an account pretty slowly, it’ll take some time to build up enough to withdraw. When you do request a withdrawal, it won’t be instantly transferred in seconds or minutes, you’ll likely have to wait a few days for the transaction process to complete.

Blackout Bingo

Blackout Bingo offers a straightforward collection of online bingo games where winners are rewarded with real cash prizes. This app is widely regarded as a top pick for many gaming fans.

Players will find the main plus point of this game to be its speed, with each bingo round lasting only two minutes. The gameplay is the same as any classic bingo game, with extra points awarded for marking off your number quickly or getting double bingo. Blackout is a bingo game that you can play and win points, and then redeem any Blackout Bingo points you’ve won for Paypal cash or to pay for merchandise like t-shirts.

Android users can download Blackout Bingo at the Play Store. The game is also downloadable from Apple for use on iOS devices. If you prefer an alternative, then the online gaming platform at Skillz also lists Blackout Bingo in its game library.

It’s worth mentioning an alternative bingo solution here that’s known as Bingo Cash and is a direct competitor to Blackout Bingo. Indeed, you play bingo games at Bingo Cash similarly to Blackout, with the app matching you with opponents of a similar skill level. Player reports suggest that it’s easier to build up some valuable winnings for free, but if it’s multi-player tournaments you’re looking for, then Blackout offers better options.

Swagbucks

At Swagbucks, gamers will not only be earning extra cash by playing games but by watching adverts, completing surveys, and more. This activity makes them a type of paid real money game. The enormous games library includes bingo, card games, dice games, slots, puzzles, and adventure quests.

You can level up as you navigate the game titles on the platform and watch the prize payouts increase in size as you improve your performance.

Prizes can be redeemed as cash or in the form of gift cards with gift cards in particular subject to just a single dollar minimum cashout.

The best way to get involved is to visit the Swagbucks online website.

Axie Infinity

Axie Infinity is another game that’s seen an astronomical rise in interest in tandem with the growth of cryptocurrencies. It’s well known for providing some players worldwide with a way to supplement their household income by making real cash while playing. Playing can present some risks since you effectively need to spend money to have a chance of winning. It’s not gambling, as such, but falls more into the area of skill-gaming, and the best way to consider it is as a form of investment with gaming thrown in.

Axie Infinity works on the Ethereum blockchain, meaning you’ll need ETH coins to play and earn cash in ETH, which you could later exchange for fiat cash. You could classify Axie as one of the new breeds of Play-to-Earn games, and it essentially merges standard gameplay with the world of finance to ultimately give players a positive return for solid in-game performance.

Real money gambling apps

These apps fall into the bracket of sites or operators that have a desktop presence but have created a mobile app to ensure their customers get a good mobile experience. And, of course, so those bettors can play, bet, or gamble easily from a mobile device.

The use of apps for this is becoming less since many sites now are built so that the software automatically recognizes when a user is using a mobile phone for access and resizes or optimizes.

However, some operators do still make an app available, sometimes because it will give a better overall experience and sometimes because they may get it into an app store and gain some extra visibility.

The most prevalent form of app-based gambling is focused on casino games.

Apps featuring blackjack, roulette, baccarat, and craps replicate real casino experiences. Leading options include apps from MGM, Caesars, and 888Casino.

These games generally offer better odds than slots, with house edges as low as 0.5% for optimal blackjack play. However, most players face higher losses due to strategic errors.

Video slots perform well on smaller screens. In particular, slot-focused apps like Slotomania, Jackpot City, and Big Fish Casino simulate traditional slot machines with features such as:

• Progressive jackpots that grow across players.
• Themed games with licensed intellectual property.
• Varying volatility levels for different risk preferences.
• Bonus games and free spins to boost engagement.

These games have a negative expected value, with return-to-player (RTP) rates typically between 85% and 97%.

Which brings us to live dealer casino gaming. Apps like DraftKings Casino, FanDuel Casino, and Evolution Gaming platforms offer live-streamed casino games with real dealers. Players place bets on the mobile interface while interacting with human dealers in real time. Personally, I believe the games you can play in live casinos online on websites or real money gambling apps give the best combination of fun, entertainment, and prospects of winning.

Online bingo works well on mobile, as do lotteries.

For a couple of important forms of gaming like poker and video game tournaments, while apps may be available, these games can be negatively impacted by any internet connectivity issues. They don’t fully lend themselves to perfect play on a mobile, particularly in the case of video game contests where even a small lag might have an impact on an outcome.

How do rewards apps compare with gambling apps?

The main difference between gambling apps and rewards apps is that gambling apps involve risking money on uncertain outcomes, while rewards apps give users benefits for completing specific actions without financial risk. Some gray area exists with apps that incorporate “loot boxes” or chance-based rewards in games, which have come under scrutiny for potentially introducing gambling-like mechanics to audiences not typically exposed to gambling. We can see a breakdown of differences between individual aspects in this table:

Aspect	Mobile Rewards Apps	Mobile Gambling Apps
Primary purpose	Brand engagement, customer loyalty, and marketing	Entertainment through games of chance with real-money stakes
Mechanics	Users earn points/rewards for real-world activities like shopping, watching ads, completing surveys, or meeting fitness goals	Users wager money on games where outcomes are determined by chance
Money flow	Companies pay users rewards for engagement with their brand	Users deposit money with the possibility of losing it or winning more
Risk element	Minimal to none – users typically don’t lose money	Significant – users can lose their deposited funds
Examples	Shopkick, Fetch Rewards, achievement-based fitness apps, brand loyalty programs	Online casino apps, sports betting platforms, poker apps
Regulation	Subject to marketing and data privacy regulations, but not gambling laws	Heavily regulated by gambling authorities, age-restricted, often geographically limited
Psychology	Based on positive reinforcement for actions beneficial to the sponsoring brand	Leverages variable reward schedules that can potentially lead to problematic behavior

How do you get a payout?

Processes for getting payouts from gambling apps and rewards or casual gaming apps will differ:

Payouts from rewards apps

Rewards apps track your activities – shopping, watching ads, or completing surveys – earning you points, tokens, or credits. These accumulate in your account, but most apps require reaching a minimum threshold (e.g., 1,000 points or $5) before cashing out.

1. Access the redemption section via the wallet icon, rewards tab, or account page.
2. Choose a payout method: gift cards, PayPal, bank transfer, cryptocurrency, or merchandise.
3. Provide necessary details, such as an email for digital rewards or banking info for direct deposits.
4. Submit the request, with processing times ranging from instant to several weeks due to fraud prevention reviews.

Verification & Restrictions:

• Some apps require identity verification for large or first-time payouts.
• Gift cards may have expiration dates or geographic restrictions.
• Reading the fine print prevents unexpected limitations.

Any player can collect their winnings by requesting payouts to easily accessible payment processing solutions like Paypal, Gcash, and Paytm.

Payouts from gambling apps

Payouts from mobile gambling apps follow a regulated process due to financial and legal requirements.

1. Winning & Account Balance: Winnings from poker, casino games, slots, or sports bets are added to your account, separate from deposits.
2. Selecting a Payout Method: Navigate to the withdrawal section and choose from bank transfers, e-wallets (PayPal, Skrill), credit/debit card refunds, cryptocurrency, or mailed checks. Options vary by location and licensing.
3. Verification & Limits: Apps typically enforce withdrawal minimums (usually $10–$50) and may cap maximum withdrawals per transaction or period.

Identity Verification (KYC):

• First-time withdrawals require submission of government ID, proof of address, and payment method verification.
• This regulatory process prevents fraud and money laundering but can delay payouts by several days.

Typical processing times:

• E-wallets: 24–48 hours
• Bank transfers: 3–5 business days
• Card refunds: 3–7 business days
• Physical checks: Several weeks
• Many apps impose a 24–72 hour “pending period” before processing withdrawals.

Taxation & fees

• In some jurisdictions, gambling winnings are taxable, and large payouts may be reported to tax authorities.
• Some apps withhold taxes or charge withdrawal fees, depending on the operator’s policies.
• It’s best to check the operator’s terms and conditions for any other processing fees.

Are there any drawbacks with mobile apps?

The drawbacks of playing on mobile include:

Some players just don’t get the same quality of experience, more noticeably from those games which haven’t been natively designed to work on mobile. This is not such an issue with those titles developed and optimised from the bottom up for mobile, but even some of those may suffer from some loss of overall quality than if they were played out on bigger screens.

Competitive gaming can be affected because performance on smaller screens may be limited differently. One example might be seen in video game tournaments where those participants using a controller on a console or connected to a PC/laptop would most likely have an inherent advantage over a small screen user.

We should also mention here the standard warnings on any form of gambling or betting money on the outcome of games – there’s a risk that you could lose money and, perhaps worse, become addicted…and lose even more! With mobile gaming, this risk might be even more acute, given the ease with which you can access games. The advice is to be very cautious, recognise the danger this could be to you personally, and read the responsible gambling page here for more info on potential safeguards.

Are there any device considerations for a good gaming experience?

 If you’re going to use a smartphone or a tablet for any sort of gaming you may have to consider its overall capability.

There are three main ways in which the specifications of an individual mobile device can affect your enjoyment of a game.

1. Processor power can have an impact on the speed and smooth downloading of software and graphics.

2. Dimensions of the screen and the resolution it operates at can affect how clearly the gameplay is displayed.

3. Battery life can be important, with a resultant impact on how long you’re able to play any game in between charges.

To ensure each of these are covered – especially if you’re going to be playing competitively – you’ll need to have checked out some of the technology review sites.

Are there any risks involved in playing mobile real money games?

Potential players must be aware of any risks when playing real money games on mobile devices. There are a few security measures that gamers should take before starting their first game session:

• Ensure data privacy settings are enabled on your device.
• Check out user reviews before downloading an app.
• Read the Terms & Conditions before depositing funds. Companies behind these apps take advantage of terms like “free game” without mentioning other fees, which allow users to deposit small amounts without being fooled by large cash prizes.
• Only deposit what you can afford.
• Set limits on time spent playing.
• Beware of scams or spam emails promising big wins or free bonuses.

What’s the future for real money gaming on apps?

The future for mobile gaming – certainly of the real money type – appears to rest mainly on an increase in the type of games that are available, although some improvements may come from the widening use of HTML5. This is markup code that’s used in the design of games and is gradually displacing Flash.

It offers greater all round game performance, and clearly that can improve mobile performance too.

Regarding the types of games, one interesting near future development might come in the form of competitive console-type video games. These are traditionally better played using a console or on PC with a controller or joystick, but there is growing focus on making them playable on mobiles too.

Technology Advances

It’s no secret in the industry that the take up of mobile phones on a global basis has slowed down after a number of years of year on year growth in penetration, although still there is plenty of potential in some regions of the world.

This slowdown though is likely to spark the manufacturers into looking for ways to keep their market share up…..and one way they can do that is in device innovation. We should see developments in improving battery life, flexible displays, and perhaps most importantly in delivering Augmented Reality and Virtual Reality capabilities. Each of these may have an impact on mobile real money gaming.

Resources

If you’re looking to get into real money gaming on mobile apps there are a few resources which can give some useful supporting info:

Videos

Youtube is of course the place to go for visual information. You’ll find a series of videos on real money mobile gaming, some of which are more focussed on ‘making money’ rather than trying to win it, but still useful.

Social

There’s plenty of up to date information posted regularly on the popular social networks. Twitter is always worth keeping an eye on, though most Tweets seem to be on general board gaming subjects rather than winning cash by playing. Facebook is obviously going to be at the top of any list too, while Tumblr posts on real money mobile games are another potential useful resource.

Info Websites

There are not too many great websites purely focused on showing exactly what’s available in the field of mobile gaming. In fact the only one I’ve found which does offer a ton of info is RealMoneygamblingApps.com. There’s a lot of attention given to the site on casino gaming and mobile betting, but given these are two of the biggest areas of online gambling that’s to be expected. Still there is some useful supporting info and plenty of focus on where to play.

Forums

This forum at IPhoneBettingApps looks to have a reasonable number of posts, and if you want some forum views on the gaming platform at Skillz this thread at BlackHatworld (and SEO/marketers forum) has some interesting comments.

Summary

Playing games on mobile phones is one aspect of the entertainment industry you can expect to see growing for many years to come. Even now there is still a wide untapped audience of potential mobile gamers.

In fact it’s this mobile aspect that has actually been responsible for the success of some games, with Apple’s App Store and the Google Play Store making it easy for developers to put something clever together and get it released.

It’s a fair bet that you’ll be looking to play mobile real money games at some point, and the apps that make it possible will continue to grow in number.

At high level, there’s a choice of gambling apps or rewards apps that may have casual gaming elements.

Gambling apps involve a risk of losing money on wagers, rewards apps have no wagering requirements and you might end up with enough rewards points to earn some gift cards to make a purchase or maybe a small amount of dough in a Paypal account.